Liquid Group

The Payment Specialists.

Who We Are

Liquid Group is a fintech company specialising in digital payments; we provide domestic and cross-border corporate payment solutions for B2B and B2C segments.

We also operate XNAP, a cross-border C2B QR payment network. Headquartered in Singapore, Liquid Group is a Non-Bank Financial Institution participant of Singapore’s PayNow and FAST network.

We operate the LiquidPay e-money app for consumers, and provide acquiring services that enable merchants to offer enhanced digital payment experiences to users.

Liquid Group is regulated as a Major Payment Institution by the Monetary Authority of Singapore.

Our Solutions

We specialise in three categories of payment solutions: Corporate Payments, QR Payments Network, and Payment App.

We aim to bring close-to-real-time payments to our partners, networks, and merchants, by enhancing their digital payment channels and equipping them with tools to deliver seamless and high value experiences to their customers and stakeholders.

Payment Services

Corporate Services icon - Liquid Group

A state-of-the-art payment platform providing global payment options at local payment prices for corporate clients.


The fastest-growing interoperable cross-border QR payments network in the world.


LiquidPay app is an e-wallet for international remittance and QR payments with lower fees and exchange rates.

Our latest Press Releases

Liquid Group solutions are PCI DSS v3.2 and ISO 27001 certified for payments data and information security. 

MAS license: Liquid Group Pte Ltd is regulated as a Major Payment Institution (MPI) by The Monetary Authority of Singapore (MAS) to provide the following payment services: account issuance service; domestic money transfer service;  cross-border money transfer service; merchant acquisition service; and e-money issuance service.

Compliance : Liquid Group is committed to high ethical standards in our business activities. Our compliance programme on Anti-Money Laundering, Countering the Financing of Terrorism (AML/CFT), sanctions, and other financial crimes seeks to ensure that these related risks identified by Liquid Group are appropriately addressed and mitigated, where required, such that we conduct business activities with our partners within a safe environment.